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FINANCIAL ASSISTANCE
Disablity Grants For ChildrensDisability benefits for children is a boon for families who
cannot afford to take care of their disabled child, due to their low incomes levels. The following article will tell you about
the disability benefits that are madDisabilities in children could range from conditions like Autism, Cerebral Palsy or Down Syndrome. So also,
children might fall in the category of 'At Risk' which includes pre-term, emotional and behavioral problems. These problems
lead to a distinct lack of stimulation in them, which can affect their overall growth and development.
These
conditions are not confined to medical problems alone but could also include behavioral and learning disorders.e available
and the eligibility procedures for the same. Apply Your Grants Today!! It
is generally difficult to get disability benefits for children. This is because the primary criteria and the conditions of
the child on which these benefits are sought may change. For example if a child has an attack of asthma, it will hamper his
growth and development. This will prevent him from participating in the normal day-to-day activities like other children (making
him applicable for the disability benefits). When such a child applies for a SSI (Supplemental Security Insurance) disability
procedure, the severity of the attack might be high at that point of time. But by the time it comes to the hearing stage,
the grimness of the situation might have lessened or the child may have responded positively to medication. However, if the
disabilities are something like Autism then that leaves no room for doubt. It is generally misconstrued that
there are no programs that cater to the needs of disabled children. This is not true. The Social Security Administration (SSA)
offers two programs that work towards providing benefits to these children with disabilities. The programs are Social Security
Disability Insurance (SSDI) and Supplemental Security Insurance (SSI). Conditions for a Grant for Disabled Children The conditions on which these disability
benefits for children are granted are varied.
Income The Supplemental Security Insurance
(SSI) has certain set income limits. In order for your child to be applicable for the disability benefits, the family income
should not be more than $2000 on the whole. For this the SSI will take into account the family income, the bank account savings,
other assets like properties, etc. If the total income is seen to exceed $ 2000 then the child is considered ineligible. Payment The
payments to the disabled children are made on a monthly basis. These payments continue till the time the child turns eighteen.
After which they are discontinued under the children's disability program because then the policy is evaluated under the adult
listing category. The amount of payment depends on the family income. Criteria A child
is considered disabled if his condition is such that he cannot involve himself in age appropriate activities like playing,
etc. It therefore confines his functionality. This condition should last for a minimum of 1 year or should be expected to
lead to death. Prior to a hearing for availing disability benefits for children, the attorney will gather copies
of a child's IEPs (Intensive English Program), achievement and testing reports, grade reports and fill out questionnaires
from the child's teachers. Reviewing Conditions The condition of the child is reviewed
by the Social Security Administration (SSA) every 3 years. This is done in cases when the child's condition is expected to
improve. Thus reviewing becomes necessary because if the child's condition improves then he would no longer be applicable
for the same. Adult Status The Social Security Administration reviews the condition
of the child when he officially becomes an adult (18 years). If the child is still considered disabled, then adult SSDI benefits
will be continued to be given. In that case all the benefits applicable in case of 'Adult SSDI benefits' shall apply. For
example, these benefits are given to those who have been regularly paying the social security taxes and have become disabled
recently. Other Conditions A child may also get these benefits if his parents were
receiving the disability benefits and have died. These are called 'adult child' benefits. These benefits are given to those
who have become disabled before they turned 22, thus being unable to build a work record. In such a case, where the parents
have been paying social security taxes, the SSA grants these benefits as an insurance coverage for those services. It is considered
as a child's benefit because it is paid as a part of the parents social security taxes. When a child becomes
eligible to receive SSI benefits he will be automatically enrolled for the Medicaid program of your state. This program will
help you to make payments and afford the prescription medicines and/or other medical expenses involved. One can also see if
there is a possibility to qualify for food stamps, which will go a long way in helping one out. Disability
benefits for children is definitely a great help for families who have disabled children. Knowing that there are programs
and grants which are drawn out to help such children is a comforting feeling for people who have to suffer through the pain.
By
Rujuta Borkar source - buzzle.com/articles/disability-benefits-for-children.html
Disability- Government
Grants for Home ImprovementsDisability- Government Grants for Home Improvements
Home improvement is a costly affair, not everyone can afford.
Although, most of us undertake home improvement projects for decorative purposes, there are some people who have no choice
but to make necessary repair work to their home, so as to make it worth living. Since, these are the people who often come
from the lower strata of society, they can rarely afford the cost of home improvement. Government grants of several thousands are available for such people. Unfortunately, most of them are unaware of such programs. Thus,
if you happen to be one such individual or you know someone who might benefit from such program, then you should indeed read
this article. Who is Eligible for Home Improvements Grants As mentioned above, people belonging to low income groups are mainly eligible for home repair grants.
Though, the specific requirements for eligibility of the grant vary according to each state, it is unlikely that a decently
earning family may qualify for this program. Besides low income groups, other unprivileged sections of society also become
eligible for free government grants for home improvements. These sections include disabled as well as elderly people. People
belonging to specific ethnic group may also apply for such grants, if the state laws have such a provision. Besides, minority
and people residing in areas classified as 'rural' by federal or state government also benefit from this program. People staying
in certain disaster prone areas may also avail special benefits and grants from government. The home improvement projects
for these people include revamping of the house to meet standards of health and safety hazards or remodeling their house to
support their disability (e.g installing a wheelchair ramp in house). How
Much is Available Through These Grants The US Department of Housing and
Urban Development (HUD) has various programs through which it imparts grants and financial aid to eligible families. Rehabilitation
and Repair Home Loan program is a program by HUD which has offered grants to thousands of people till date. The exact grant
amount depends upon several factors such as individual's income, state of residence, socio-economic condition, number of dependents,
etc. Some individuals may become eligible for full grant amount while others may draw only partial benefit. Government offers
grants as high as USD 15,000 or even more. Besides, financial assistance is also available in the form of low interest loans.
Thus, an individual may receive part of his benefit as a grant while the remainder as a home improvement loan. How to Apply Firstly, you can start searching
for various government grants on the official website of the US government, Grants.gov. You can find a detailed listing of various grants offered
by the government through its programs. You can also search particularly for the home improvement grants in this listing.
You will be directed to the relevant pages where you can find all the required information regarding eligibility criteria,
how to apply, etc. Alternatively, you may contact your city, county or local community development office or the office of
rural development where you can get the required information. If you have trouble locating these offices, you may visit the
official website of National Association of Housing and Redevelopment Officials at nahro.com. One can also inquire at the
information center at the Office of Community Planning and Development (comcon.org). You will then be required to submit proofs
in support of your claim. Once your application has been approved, you will receive
funds in course of time. Make sure to allocate these funds on the repair work very wisely.
Disability.GovFinding
Grants for IndividualsThe following websites provide information on grants available for individuals in a variety
of areas from small business development to disaster assistance: - GovLoans.gov: information on government loans available by type, including education, business and housing. Once visitors choose
a particular loan, they can learn about the application process, loan terms & program requirements.
- Benefits.gov: information on specific grants and benefits available in areas such as education, housing and childcare. Visitors
can view specific program details and check their eligibility.
- DisasterAssistance.gov: provides information about obtaining a government grant or financial assistance after a disaster or emergency situation.
Visitors can complete an online application.
- The
U.S. Department of Education's Student Aid on the Web: provides information on post-secondary education preparation and funding. Visitors can access current student aid
publications, a college savings calculator and other financial aid tools, as well as information about the loan application
process and repayment.
Medicaid Waivers
http://www.ime.state.ia.us/HCBS/help_ownhome.html
Easter Seals Disability Resourcs
http://ia.easterseals.com/site/PageServer?pagename=IADR_resources
The Arc of East Central Iowa
http://www.arceci.org/
RESPITE PROGRAMS
ChildServe Community Options
3905 Dawes Drive
Ames, IA 50010
Phone: 515-232-7220
Web Site: http://www.childserve.org/
Provides and promotes comprehensive, family-centered services and supports that enable children with severe disabilities
and chronic health conditions to live at home with their families. Children age birth to 17 years with mental retardation,
developmental disabilities, and chronic health conditions are eligible to enroll. Requests for in-home respite are reviewed
on a case-by-case basis.
ORGANIZATIONS PROVIDING SERVICES TO SPECIAL NEEDS
Comprehensive Systems
Offers a variety of services for Special Needs
Contact: (641) 494-1714
http://www.comp-systems.org/
Mason City Recreation Department
Special Needs Summer Camp!
(six different sessions)
Contact: (641)421-3673
Opportunity Village
Offers individual respite and variety of other programs.
Contact: (641) 423-1060 or (641) 357-5277
http://www.oppvill.org/
Special Needs Resource Project
Information and Special Needs Resources for Parents of Children with
Special Needs or DisabilitiesSpecial Needs Resource Project (SNRP) provides a basic guide for parents of children
with chronic health issues, disabilities and special needs. This site is designed to help you get a jump-start in your search
for helpful information and resources. Every situation is unique. Our aim is to help you learn the basic skills you'll need
to obtain the specific resource information, equipment, and services your child and family needs. Though focused on children
ages 0-22, most of the information we offer is applicable to adults as well. |
Using Resource LinksState Links: We have provided a set of basic web links for each state. Links included are essential starting points to assist you
in becoming more familiar with local resources and getting started with the services available within your state government
and some local private programs. National Links: Federal programs, national disability organizations, national charity program headquarters and disability specific sites
are included here. Most National Links also have a state-by-state listing for local contacts. Can't find what you're looking
for in your State Links? Look here. US Military Links: These links are specific to Military Service Members and their families. Listed by Branch of Service (BOS) these links
can help service members contact service specific programs. Military Members will also want to check state links for the state
in which they currently reside or any states being considered as a Permanent Change of Station (PCS) destination. Members
will also want to look for disability links listed in the National Links section. Native American Links: Links in this section are meant to assist Native American families locate Tribal information. This is a basic list,
by no means complete, designed to assist families in getting started finding services in their area. Native American families
will also want to check for links in the state they reside and links on the National Links list.
MERCY REHABILITATION SERVICES
Offers a variety of services including Speech Therapy, Occupational Therapy, Sensory Integration Therapy, Physical Therapy,
and Pain Therapy.
Contact: (641) 422-7498
Prescription Assistance Programs
WELCOME TO THE PPA!The Partnership for Prescription
Assistance helps qualifying patients without prescription drug coverage get the medicines they need through the program that
is right for them – free of charge. Many patients will get their medications at no cost or at discounted prices.
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